Life on the road can be unpredictable. From navigating snowy streets in Biddeford to cruising along the scenic coastline near Ogunquit, Maine drivers face unique challenges. At Sevigney Lyons Insurance Agency, we understand the importance of having the right auto insurance coverage, and we’re here to help.
Our professional independent insurance agents specialize in providing full coverage auto insurance tailored to Maine drivers, including those in Wells, Kennebunk, Ogunquit, and Biddeford. Whether you’re a daily commuter or a weekend explorer, we’ll help you find a policy that fits your needs and budget.
Full coverage auto insurance goes beyond the basics. It provides financial protection not only for damages you might cause to others but also for your vehicle in a variety of situations. Here’s what a standard full coverage policy includes:
• It covers damages to other vehicles, property, or injuries to others if you’re at fault in an accident.
• Required by Maine law as the minimum coverage.
• Pays for repairs to your vehicle after an accident, regardless of who is at fault.
• It is essential for covering costs from Maine’s common winter accidents, like sliding on ice.
• Protects your vehicle from non-collision-related incidents like theft, vandalism, or weather damage.
• This is crucial for Maine drivers facing risks like deer collisions in rural Wells or storm damage in coastal Ogunquit.
• Roadside Assistance: Help when stranded with a flat tire or dead battery.
• Rental Reimbursement: This keeps you on the road while your car is being repaired.
• Gap Insurance: This covers the difference between your car’s value and the remaining balance on your loan if your vehicle is totaled.
With Sevigney Lyons Insurance Agency, we’ll help you navigate these options to create a policy that gives you complete peace of mind.
Maine is no stranger to harsh winters and unpredictable storms. Whether navigating icy roads in Kennebunk or dealing with hail damage in Biddeford, full coverage protects you against weather-related incidents.
Maine’s roads can be full of unexpected visitors, from moose to deer. Comprehensive coverage protects your vehicle from damage caused by animal collisions, giving you one less thing to worry about.
Living near the ocean in Ogunquit or Wells can mean exposure to salt air and storms. Full coverage can include protection against these unique risks, ensuring your car stays protected no matter where life takes you.
As a Maine-based company, we understand drivers' unique challenges in Wells, Kennebunk, Ogunquit, and Biddeford. Our team lives and works in the same communities, so we know exactly how to help you stay protected.
We don’t believe in one-size-fits-all solutions. Instead, we take the time to understand your needs and customize a policy that works for you, whether you’re a new driver or someone with years of experience.
As an independent agency, we partner with leading insurance providers to find the best rates and coverage options. This means you get the protection you need without paying for extras you don’t.
Our team is here to support you every step of the way, from helping you choose the right policy to guiding you through the claims process. We’re just a phone call away whenever you need us.
Maine winters are notorious for snowstorms, icy roads, and freezing rain. Full coverage auto insurance protects you in scenarios like:
• Sliding into another vehicle on icy roads in Biddeford.
• Damage from falling ice or snow on your car in Kennebunk.
Living in coastal areas like Ogunquit means dealing with occasional storms and high winds. Comprehensive coverage protects you against damage caused by fallen trees or debris.
Wildlife collisions are a real concern for drivers in Wells or other rural areas. A full coverage policy includes protection for damages caused by hitting a deer, moose, or other animal.
While Maine law requires a minimum level of liability insurance, full coverage is not mandatory. However, if you have a car loan or lease, your lender may require full coverage to protect their investment.
The cost varies depending on factors like your driving record, the type of vehicle you own, and your coverage options. At Sevigney Lyons, we work with multiple providers to find you the best rates.
Liability insurance only covers damages or injuries you cause to others. Full coverage includes liability, collision, and comprehensive protection, ensuring your vehicle is covered.
Roadside assistance is not typically included in standard policies but can be added as optional. It’s a great option for Maine drivers who want peace of mind during winter or long trips.
Absolutely! At Sevigney Lyons, we’ll help you tailor your policy with add-ons like rental reimbursement, gap insurance, or enhanced liability limits.
Don’t wait until it’s too late to protect yourself on the road. At Sevigney Lyons Insurance Agency, we make it easy to get the coverage you need at a price you can afford.
• Local expertise you can trust.
• Customized policies designed for Maine drivers.
• Competitive rates from top insurance providers.
At Sevigney Lyons Insurance Agency, we’re here to help you navigate life’s twists and turns with confidence. Wherever you’re driving in Maine—whether it’s Wells, Kennebunk, Ogunquit, or Biddeford—we’ve got you covered. Let us protect what matters most to you. Get a free Maine Auto Insurance Quote Today!
